Cairo: Financial soundness indicators confirmed the resilience of Egypt’s banking sector, the Central Bank of Egypt (CBE) said on Thursday 26/3/2026. The CBE stated that key indicators reflected the sector’s strong capacity to support economic stability and finance various economic activities, contributing to growth and job creation.

According to State Information Service Egypt, capital adequacy rose to 19.6 percent by the end of the fourth quarter of 2025, exceeding regulatory requirements. Meanwhile, the ratio of non-performing loans declined to 1.9 percent, with loan-loss provisions coverage reaching 90.2% by the end of the final quarter of 2025.

The sector also maintained high and safe liquidity levels in both local and foreign currencies, standing at 40.3% and 79.5% respectively, well above regulatory thresholds of 20% and 25%. The loans-to-deposits ratio reached 66.4% over the same period.

Indicators pointed to continued strong profitability, with return on equity reaching around 39.0% at the end of the 2024 fiscal year. The bank affirmed that the sector’s solid financial position enhances its ability to back the national economy under continuous regulatory supervision and in line with international financial safety standards.